Informative Research Brings its Mortgage Verification Platform to the Dark Matter Technologies Exchange Service Network

GARDEN GROVE, Calif., Oct. 22, 2024 (SEND2PRESS NEWSWIRE) — Informative Research, a premier technology provider delivering data-driven credit and verification solutions to the lending community, today announced it has made its Verification Platform solution available in the Dark Matter Technologies (Dark Matter) Exchange℠ service network to streamline verification of income (VOI) and verification of employment (VOE) for more lenders.Verifying borrower income and employment is time-consuming and costly for mortgage lenders. Informative Research’s Verification Platform solution addresses these pain points by automatically cycling through multiple VOI and VOE report providers until borrower data is successfully verified. Lenders can configure the Verification Platform with Informative Research to optimize costs by ordering reports starting with the least expensive provider. Additionally, the solution allows lenders to do business with multiple providers without juggling several vendor relationships.The efficiency gains of Verification Platform are further amplified when paired with the Empower® loan origination system (LOS) and the Exchange service network, allowing for information to flow from the loan into Informative Research’s system of record, ensuring that a record of the order and response is captured in the Empower LOS. The Empower LOS’s integrations with automated underwriting systems also ensures that any representation & warranty relief obtained by using Informative Research can automatically be pulled into the loan. On top of that, the integration with the Exchange service network makes Informative Research’s platform offering available to other LOSs such as Blue Sage and other systems such as ICE’s MSP® Loss Mitigation™ solution.
“The biggest benefit of this integration is the enhanced efficiency and reduced manual workload for lenders. By making our advanced verification services available via the Dark Matter Exchange service network, lenders can achieve a seamless, automated experience that significantly reduces the need for manual intervention,” said Informative Research IT Manager – Integrations Ryan Kaufman. “We’ve seen substantial positive impacts with our partners adopting this product. By automating the verification process, lenders can avoid unnecessary orders and ensure that verifications are performed with the right controls, thus mitigating the risk of automation errors.”“Informative Research is doing wonderful things to revolutionize the verifications space by offering their clients a unique blend of platform services that cover every use case,” said Dark Matter Managing Director of Partnership Products Jennifer Miller. “We are happy to welcome their product to the Exchange service network and support its adoption by the Empower LOS users. We look forward to Informative Research’s continued innovation as they bring new products and solutions to the market.”About Informative Research:Informative Research, a Stewart company, is a premier technology provider delivering data-driven credit and verification solutions to the lending community. The solutions provider currently serves mortgage companies, banks and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions and cutting-edge technology. To learn more, visit https://www.informativeresearch.com.About Dark Matter Technologies:Operating with the nimble nature of a startup and the disciplined maturity of one of the industry’s leading providers, Dark Matter Technologies delivers cutting-edge technology, unparalleled automation and relentless innovation to leading mortgage lenders and companies nationwide. For more information, visit https://dmatter.com.

After 35 years, the St. John’s International Women’s Film Festival is still frank and intimate

Open this photo in gallery:Staceyann Chin and her daughter Zuri star in the documentary A Mother Apart from director Laurie Townshend.SuppliedThe St. John’s International Women’s Film Festival (SJIWFF) celebrates its 35th anniversary this year, the longest-running festival in Canada showing only work by women-identifying writers and/or directors. The festival and the Newfoundland/Labrador film and television industry have grown up together (the province’s film commission, Picture NL, is only 27) and fed one another; now they’re as intertwined as a braid.From Oct. 22 to 26, a host of filmmakers, funders and industry players – including Killer Films’ Christine Vachon, Sort Of’s creator/star Bilal Baig, and imagineNATIVE’s Naomi Johnson – will screen and talk about their work to 6,000 attendees.That’s lightyears beyond the festival’s scrappy origins, when a gaggle of women led by founder Noreen Golfman – many of whom were also having house parties and selling home brew to fund the city’s first abortion clinics – willed it into being. And yet the original vibe remains intact: intimate, frank, inspiring.Open this photo in gallery:Ruth Lawrence’s web series The Missus Downstairs, starring Mary Walsh, will screen at the St. John’s International Women’s Film Festival.SuppliedRuth Lawrence, whose web series The Missus Downstairs, starring Mary Walsh, will screen at SJIWFF, calls the festival “my film school.” The producer/director Sherry White (Crackie, Law & Order Toronto: Criminal Intent) says that going to SJIWFF her first year after theatre school, “changed what I wanted to do with my life, in one sitting.” And as SJIWFF’s executive director Jenn Brown puts it, “The feel of the festival is that feeling of taking off your bra at the end of the day.”In keeping with SJIWFF’s collective spirit, here’s a chorus of voices on the impact the festival has had, and why it’s still needed.Melanie Oates, whose film Sweet Angel Baby opens this year’s SJIWFF, grew up in Fermeuse, on Newfoundland’s southern shore, and moved to St. John’s when she was 18.Melanie Oates, writer director: “I bought two tickets to opening night but I couldn’t find someone to go with me, so I had this empty seat beside me. But they played Diamonds in a Bucket, Sherry White’s short, and I was awestruck. She leaned into Newfoundland, our dialogue, it was sad and yet funny. I had no idea there were filmmakers here, let alone women filmmakers. It was like a door of possibility cracking open.“I’ve come every year since. Its superpower is how intimate it is. Everyone goes to the screenings, and the next morning, everyone is at the panels. You meet someone, you make a genuine connection, then you see them multiple times more.”Deanne Foley has a big career in television: Hudson & Rex, Son of a Critch, Republic of Doyle.Open this photo in gallery:Melanie Oates’ film Sweet Angel Baby will open this year’s festival.SuppliedDeanne Foley, director: “Growing up in Newfoundland, I was fascinated with the idea of filmmaking, but my only exposure was Hollywood movies at the mall. We don’t have independent cinemas. The festival was my door into the independent world.”The first time Jennifer Robertson (Schitt’s Creek) went to SJIWFF, she met Dani Kind (Wynonna Earp) and two other actors, who began a text chain that they’ve used every day since.Jennifer Robertson, actress: “A lot of the texts are about our guilt around work and motherhood, and we always encourage each other, ‘Follow your dreams, set an example for your kids.’ There’s something about this festival that leads to that kind of thing.”After a few years, SJIWFF realized showing films wasn’t enough – it needed to connect to the industry. It added a forum and expanded into year-round training programs and events. Killer Films’ Vachon’s first appearance 15 years ago drew other high-profile attendees, who were then inspired to bring their productions to Newfoundland, including the series Random Passage and films The Grand Seduction and Maudie – all of which played at SJIWFF.Jenn Brown, SJIWFF executive director: “We knew producers and broadcasters were never going to fund our work or take us seriously unless we got them here. Once we get you here, we’ve got you. So you get Jason Momoa here shooting Frontier, hanging out at the local pub, getting the bartender to knit his nan mittens. Any film or series here in the last 30 years, that connection probably started at our festival.”Foley: “In Newfoundland we always joked about the $1,500 cup of coffee – what it would cost you to go to Toronto for a meeting. With the festival forum, suddenly you were able to have face time right here.”Barbara Doran, a revered elder at SJIWFF and in Newfoundland filmmaking, produced both Random Passage and The Grand Seduction.Barbara Doran, producer: “Random Passage was at its time the most expensive production ever done here, $12-million was a lot of money. A lot of money. It was before Picture NL – I had to talk to the Department of Business and Trade. The man waiting beside me was looking for funding to start a chicken farm. The woman in charge, she was struggling to understand: ‘You don’t know how much money will result from this series?’ It was a new concept, investing and not knowing if you’d profit.”Ireland’s Aisling Walsh’s film Maudie (2016) shot in Newfoundland, won seven Canadian screen awards and screened at SJIWFF. She’s on a panel of feature directors at this year’s edition.Aisling Walsh, director: “I’ve made films in rural parts of the world, so I knew what I was buying into. Our wonderful local producer, Mary Sexton, set us up in a school; people would turn up, and bit by bit we hired a crew. We were like a family. We’d have dinner together every Friday night. Great people. Crazy journeys. Newfoundland is like Ireland – 30 years ago you only had crew for one film at a time, and now it has a successful industry and experienced crews. An Irish friend who worked on Random Passage said, ‘A part of that place will get into your soul, and you’ll want to go back.’ I said, ‘I’m not sure about that.’ But he was absolutely right.”Brown: “We were the first province to open for production after the COVID shutdown. Producers from all over the world were looking for a place to shoot. That really put us on a different map. Allison White brought Disney+ here for Peter Pan & Wendy. That led to Apple and Amazon coming, and they haven’t left.”Allison White, film and TV director and producer: “For Peter Pan & Wendy, we had a crew of over 250 and the biggest toys you can imagine, so it was a great experience for our local crew members. Newfoundland as Neverland, that seemed perfect to me.“We’re an island, a unique topography; not everything can be shot here. So I don’t think we have to worry about service productions destroying creative storytelling here. Also, a growing film industry means young people can stay here and work, people can buy houses. And the communities love it, because it’s fun to be part of. Does the Atlantic region get the federal film funding it deserves? I mean, no. But that never discourages me – I just have to keep hustling.”Sherry White, producer/director: “When we shot Crackie in 2008, we had all the top crew, because nothing else was shooting. For the film I just finished, Blueberry Grunt, the competition for crew was huge! A lot of my key people had not been keys before. 63 per cent of the crew was women. That’s rare, even for Newfoundland.”Because SJIWFF is the most influential film festival in the province, filmmakers want to screen there. That leads to more women being hired as writers and/or directors than the industry average. But it’s not all good news.Doran: “For the national funders, the Atlantic region is still the armpit of Canada. We’re expected to make films on a shoestring: ‘Oh, that crowd, they can do it for less.’ Especially since so many of our filmmakers are women, our budgets are $1-million or $2-million. Do you know what you can do with $2-million? Shag all. You can’t get a name star, which means you don’t have a hope in hell of distribution outside Newfoundland. And if we don’t get box office, we won’t get more funding. Those funding numbers need to go up.”Foley: “Sure, it’s great that we have regional funding for budgets under $2.5-million, but I shouldn’t have to live in Toronto to access national funding. I’d love to make another feature, but I’ve already made four for under $2.5. I’m at a stage where I can level up. So it’s great that SJIWFF has led to more women-identifying filmmakers, but budgets are our next fight.”Brown: Cis men are always knocking at the festival’s door wanting in, and there are questions about whether it’s time to let go of the ‘women’s’ festival. But there’s so much more work to be done. We had a goal for gender parity for directors, 50/50 by 2020. We haven’t hit that. And yes, on paper, more projects directed by women are getting funded – but they’re the ones with the lowest budgets. Research shows that at the current rate, for Canada to get gender equity in the film business it will take over 100 years. Newfoundland didn’t get as far as we have without the Women’s Film Festival, and we’re going to stay the Women’s Film Festival until we don’t need to anymore.”These interviews have been edited and condensed.Sign up for The Globe’s arts and lifestyle newsletters for more news, columns and advice in your inbox.

World’s biggest tech companies and government agencies hit by DDoS attacks by two men

Federal authorities have charged two brothers with launching cyberattacks at some of the world’s biggest technology companies, including streaming services and social platforms.VIEW GALLERY – 2 IMAGES The US Department of Justice has alleged two brothers are behind the hacktivist group Anonymous Sudan, which launched thousands of powerful distributed denial-of-service (DDoS) attacks at some of the biggest tech companies in the world. Additionally, the group targeted government agencies such as the FBI, Department of Justice (DOJ), Pentagon, and FBI. The charges by the DOJ outline the two Sudanese brothers are also responsible for a series of cyberattacks against Microsoft, OpenAI, Riot Games, PayPal, Steam, Hulu, Netflix, Reddit, GitHub, and Cloudflare.PopularPopular Now: Intel Arc Battlemage GPU leaks: AIBs have ‘almost ZERO desire to gamble on Arc’ againAhmed Salah Yousif Omer, 22, and Alaa Salah Yusuuf Omer, 27, were charged with one count of conspiracy to damage protected computers. Ahmed Salah was separately charged with three counts of damaging protected computers and an attempt to “knowingly and recklessly cause death” after launching several cyberattacks at hospitals in retaliation for hospitals being bombed in Gaza. If convicted of all charges, Ahmed Salah will face a maximum sentence of life in federal prison.”Microsoft, the fate of your services is under our hands, we decide when to shut it down and when to leave it open,” someone using the Anonymous Sudan Telegram channelThe duo not only had personal agendas against the United States and other countries but also made their services available for hire. Anonymous Sudan predominately used a Telegram channel to boast about their cyberattack exploits, which were headed by a tool that performed more than 35,000 attacks. Of those 35,000 attacks, 70 were computers located in Los Angeles, and according to authorities, the group was active between January 2023 and March 2024.Ultimately, the duo made the botnet available for purchase via a subscription-based model. $100 for one day, $600 for seven day, and $1,7000 for a month. The service stated it was a “botnet with a power of up to 2 TB, priced at $300 per day.””Anonymous Sudan sought to maximize havoc and destruction against governments and businesses around the world by perpetrating tens of thousands of cyberattacks,” said US Attorney Martin Estrada. “This group’s attacks were callous and brazen-the defendants went so far as to attack hospitals providing emergency and urgent care to patients.”

World’s biggest tech companies and government agencies hit by DDoS attacks by two men

Federal authorities have charged two brothers with launching cyberattacks at some of the world’s biggest technology companies, including streaming services and social platforms.VIEW GALLERY – 2 IMAGES The US Department of Justice has alleged two brothers are behind the hacktivist group Anonymous Sudan, which launched thousands of powerful distributed denial-of-service (DDoS) attacks at some of the biggest tech companies in the world. Additionally, the group targeted government agencies such as the FBI, Department of Justice (DOJ), Pentagon, and FBI. The charges by the DOJ outline the two Sudanese brothers are also responsible for a series of cyberattacks against Microsoft, OpenAI, Riot Games, PayPal, Steam, Hulu, Netflix, Reddit, GitHub, and Cloudflare.PopularPopular Now: Intel Arc Battlemage GPU leaks: AIBs have ‘almost ZERO desire to gamble on Arc’ againAhmed Salah Yousif Omer, 22, and Alaa Salah Yusuuf Omer, 27, were charged with one count of conspiracy to damage protected computers. Ahmed Salah was separately charged with three counts of damaging protected computers and an attempt to “knowingly and recklessly cause death” after launching several cyberattacks at hospitals in retaliation for hospitals being bombed in Gaza. If convicted of all charges, Ahmed Salah will face a maximum sentence of life in federal prison.”Microsoft, the fate of your services is under our hands, we decide when to shut it down and when to leave it open,” someone using the Anonymous Sudan Telegram channelThe duo not only had personal agendas against the United States and other countries but also made their services available for hire. Anonymous Sudan predominately used a Telegram channel to boast about their cyberattack exploits, which were headed by a tool that performed more than 35,000 attacks. Of those 35,000 attacks, 70 were computers located in Los Angeles, and according to authorities, the group was active between January 2023 and March 2024.Ultimately, the duo made the botnet available for purchase via a subscription-based model. $100 for one day, $600 for seven day, and $1,7000 for a month. The service stated it was a “botnet with a power of up to 2 TB, priced at $300 per day.””Anonymous Sudan sought to maximize havoc and destruction against governments and businesses around the world by perpetrating tens of thousands of cyberattacks,” said US Attorney Martin Estrada. “This group’s attacks were callous and brazen-the defendants went so far as to attack hospitals providing emergency and urgent care to patients.”

Free Xenakis Book

Source: Open Book Publishers.

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Business Leaders Are Rushing AI Adoption, Raising Concerns: Study

bonezboyz.stock.adobe.comStibo Systems releases its latest report, ‘AI: The High-Stakes Gamble for Enterprises’. The report reveals that while U.S. business leaders across industries increasingly rely on artificial intelligence (AI) for critical decision-making, gaps in literacy, ethical usage, and organizational preparedness highlight notable concerns.“AI is transforming business operations by automating processes, delivering actionable insights, and fostering stronger engagement with key stakeholders,” says Gustavo Amorim, chief marketing officer, at Stibo Systems. “However, if business leaders go all in on AI without establishing strong ethical and governance frameworks, they may be gambling away with their organization’s future, rather than positioning it for long-term success.”  Key Takeaways: The report covers survey insights from 500 U.S. business leaders (director-level and above) across multiple sectors, including retail, consumer packaged goods (CPG), manufacturing, banking, insurance and life sciences.  The survey found that 32% of business leaders admit they have rushed AI adoption, while 58% acknowledge a lack of AI ethics training. Additionally, 86% express a desire for more training on how to responsibly use AI. Additional key findings from the survey include:  Preparedness concerns: 49% of business leaders admit they are not prepared to use AI responsibly, highlighting the substantial gap in readiness. Bias mitigation: 79% of organizations do not have bias mitigation policies and practices in place, indicating that most business leaders are not addressing AI’s most critical ethical challenges.Security risks: 54% of organizations have not implemented new security measures to keep up with AI integration.   

NOAA’s top scientist returns to Wall Street

The next potential leader of NOAA is back at JPMorgan Chase, the world’s largest bank announced Monday.
Sarah Kapnick served from April 2022 until last month as the agency’s chief scientist — a high-profile post that’s been a stepping stone for previous NOAA leaders, including current Administrator Richard Spinrad.
Kapnick is now JPMorgan’s global head of climate advisory, according to an internal memo shared with POLITICO’s E&E News.

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“Sarah will oversee our thought leadership strategy and play an important role in engaging with clients on climate and sustainability topics,” Rama Variankaval, who leads the bank’s corporate advisory practice, said in the memo. “She brings extensive expertise across the intersection of commerce with climate science, ocean and weather technologies, and national security, and has a Ph.D. in Atmospheric and Oceanic sciences from UCLA.”GET FULL ACCESS